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Range of Mortgage Services

New Home Mortgage Finance

Home Loans Today provides a new home mortgage finance service which is nationwide. The purchase of a new home is a major event in any persons life and can be made less enjoyable if you are having to run around trying to get the best possible mortgage finance. It is our objective to work with you to assist in making the process as financially stress free and convenient as possible. The process identifies a lender that will not only meet your needs now but also in the future.click here for calculatorYou don’t need to wait until you have located a property before you can apply for your mortgage finance we are able to source for you a preapproved mortgage. For further information on purchasing a new property or arranging a preapproval complete the two minute mortgage application.
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Refinance-Restructure Your Mortgage

click here for calculatorRefinancing or restructuring your current mortgage can become a priority as the economy changes or your lifestyle changes. With some simple loan structuring at the start of your mortgage Home Loans Today can help you save money and time with ensuring you do have the right mortgage to suit your needs.
We can source home loans from the following;

ASB home loans,ANZ home loans,Westpac home loans,National Bank home loans,Sovereign Home Loans,Public Trust home loans, and more.

For more information on refinancing or restructuring your mortgage click here to complete the two minute mortgage application.
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Construction / Building Finance

click here for calculatorThe Construction finance process can be made simple and easily managed as long as you are aware of everything you require from the start. Home Loans Today can lead you through the process from start to finish to ensure the process runs smoothly. Home Loans Today has contacts that can also help from the planning stage right through to completion of your home. For example the following people maybe required for your build: Archtitects, Registered Valuers, Builders, Landscapers, Plumbers, Cleaners.

The process to renovate an existing home are the same and you should seek to have your funding in place in the early stages of the process.
For further information on construction and renovation loans please click here.

100% Mortgage Finance

click here for calculatorMost major Banks and alternative lenders have now moved away from 100% lending. Due to the global financial meltdown New Zealand banks have found that their funding sources have become harder to find. It is still possible to obtain 95% funding through limited funders and strict conditions.

For further information about what options may be avalaible for funding close to 100% finance click here to complete
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Residential Property Investment

click here for calculatorResidential property investment is one of the investment strategies New Zealanders use to invest for their retirement.

A property investor needs to identify their objectives and be ready to take action when required. You should always work to your plan and have a good support team working with you to reach your objectives. Home loans today can work with you as a member of your investment team by completing the mortgage finance for your purchasers and arranging pre approval finance.

To discuss options available for Residential Property Investment mortgages complete the two minutes mortgage application by clicking here.

New Resident Mortgage Finance

click here for calculatorA number of new residents arriving in New Zealand are finding it difficult to secure mortgage finance to purchase a property. Home Loans Today has the experience and success in securing mortgage funding for new resident customers. We are also able to assist you by placing you in contact with professional services to help you from foreign exchange transfers to legal advice.

To discuss information on lending for new immigrants to New Zealand click here to enquire further.
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Bad credit Loans and Mortgages

click here for calculatorDo you have bad credit?Missed a payment on your mortgage or home loan? There may still be available to you some lenders who accept that there are quite valid reasons for poor credit history.

There are a number of lenders willing to work with you and assist you to correct your financial difficulties.

This type of lending is not available for low deposit or low equity level of lending.

Home Loans Today | Mortgage | Home Loans| Life Insurance